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Virtual Credit Facility
Unsecured business loans
Use an unsecured line of credit, delivered through a virtual credit card, that gives you access to the cash your business needs to operate efficiently.
Fast, flexible and simple. Get the cash you need, when you need it.
Simple digital sign up
Complete our simple onboarding process and be approved for a credit limit in no time.
Scalable credit limits
Access up to 25% of your annual turnover, meaning your limits grow as your business grows.
Extended trade terms
Benefit from extended payment terms, accessing up to 90 days of additional working capital.
“Top-up” trade credit
An unsecured facility that can be used as “top-up” trade credit, as required, as an add-on to your existing borrowings.
Unlock smarter
spending for your team
Backed by an international third-party virtual card provider, and delivered through our Accounts Payable and Pay by Link technology, this unsecured line of credit provides businesses with the funds needed to manage their Australian-based B2B payments.
If you have been in business for at least 4 years and would like to submit your application, simply fill in the form and we will get back to you.
Enquire about a virtual credit facility
Protect against fraud
Virtual cards are issued as needed, with no card data stored, meaning your business has better control of spending and is protected from fraud.
Improve your cash flow
Gain enhanced control over pending payments, customisable spending limits, and detailed transaction data. This results in efficient tracking and management of business expenses.
Make fast, secure payments
Prioritise security and compliance with industry-leading encryption technologies that adhere to strict data protection standards to ensure the security of transactions and sensitive information.
Access funds when you need them
Our Mastercard credit card product, backed by a third-party virtual card provider, offers an unsecured facility that can be used as “top-up” trade credit, as required, as an add-on to your existing borrowings.