Get started

Payment methods

Offer more payment options, and increase your chances of getting paid on time, every time.
TERMINAL AND ONLINE CARD PAYMENTS
Accept all major credit and debit cards
Offering your customers the ability to pay via bank card means they will benefit from:
  • • Extended payment terms
  • • The ability to earn rewards and points
  • • Better fraud protection
Card acceptance will vary based on services delivered. Payment terms and points are dependent on the terms offered by individual credit card providers.
BANK ACCOUNT PAYMENTS
Simple and secure transfers
Seamlessly send and receive electronic bank transfers. Your customers can easily pay their invoices using their bank account as a preferred payment method.
BUYER FINANCE
Access to pay by instalment options
Improve cash flow by offering on-demand buyer finance to your customers. Get paid on time, while we manage the payments with your customers.
SMART PAYMENT TECHNOLOGY

Customise payments your way

D3FF42E7-CD49-465D-B435-76669F1AD48F
PAYMENT WIDGET

eCommerce payments

Easily integrate our payment technology into your eCommerce platform, brand it your way, and deliver a frictionless payment experience to your customers. Accept payments via card, bank account or allow your customers to enter into a pay later agreement.​
4ADF202E-9A14-4D44-A29B-EBAF866D1658
PAY BY LINK

Contactless mobile payments

Safely and securely accept payments from customers without credit card details being exchanged or for the customer needing to be physically present. Save costs and remove the need for physical payment terminals.​

Fee structure

Terminal / In-Store Payments
Funding amount
Up to $20,000 per month
Instalment payments
Pay in one transaction or in 4 smaller instalments
Buyer repayments
30-90 days from invoice date - depending on terms
Buyer fees
Set up fee
$30+gst
Late payment
TBA
Funding fee
2%
Account to Account payment fee
0.5% + 30c per transaction
Credit card to Account payment
1.1% + 30c per transaction
Payment MethodCard Processing FeeTransaction FeeRefundsChargebacks
Terminal / In-Store Payments
Visa Debit/Credit CardUp to 1.5%N/A$0.30$25.00
Mastercard Debit/Credit CardPrice on application$0.30$25.00
AMEX, Diners Club, UnionPay, JCBUp to 1.5%N/A$0.30$25.00
EFTPOSN/A$0.22 - $1.00$0.30$25.00
Online Card Payments
VISA Debit/Credit CardUp to 1.5%N/A$0.30$25.00
Mastercard Debit/Credit CardUp to 1.5%N/A$0.30$25.00
Bank Account PaymentsUp to 1.5%N/A$0.30$25.00
All fees are charged per transaction and shown in AUD. These values may vary depending on transaction volume.
Get started with Spenda today.