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Better payment solutions for businesses

Get fast, flexible payments, access to non-bank finance and use smart software designed to grow with your business.


A complete and integrated eCommerce solution designed for all business types.

Geared for growth

Non-Bank Lending

Extended terms that can be utilised by the buyer at the point of purchase (in checkout), or point of payment.

Integrated Payments

e-Invoicing technology that integrates ledger-to-ledger providing visibility between the buyer and the seller.

Payment Widget

An easy to install payment service which can be integrated to existing eCommerce or booking web experiences.

Unpaid Invoice Management

Reducing operational and administrative burdens that lead to poor cash flow, so you can get paid on time, every time.

Electronic Data Interchange

We support the electronic exchange of Business to Business trading documents. Also known as EDI.

Integration as a Service

Seamless transfer of data from multiple, disparate software systems in one standardised technology solution.

Why our clients choose us

Spenda is a core product of ASX listed company, Cirralto Limited, which has over 20 years experience in delivering a broad range of B2B payment services, digital trading software and integrated solutions.

Our product delivers a fully integrated digital payment and business software solution that is designed to improve the way businesses trade and get paid.


Powerful and reliable

Streamlines processes and improves efficiency, and payment practices.

Automated reconciliation

Saves time, reduces errors and delivers better transparency for both parties.

Get paid on time

Simplifies debt collection and removes the need to chase late payments.

Boost cash flow

Reduces administrative pain points and improves cash flow management.

Better business insights

Real-time access to sales and financial data to better manage your business.

Happier customers

It’s easy to use and delivers a better sales experience for your customers.


We make Spenda work for you. Our software and payment services can easily plug into the following applications to deliver smooth transactions, help you reduce manual data entry, and provide your business with one centralised source of digital truth.
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Speak with a payments and integration expert

Request a complimentary call with one of our experts and see if Spenda is the right fit for your business.

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