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FRANCHISE EXECUTIVES | 30TH OCT 2023

How to drive growth across your franchise network

Your franchise network likely has strong systems and processes to ensure that your franchisees have everything they need to succeed. But if you’ve had these systems in place for a number of years, it could be hampering growth across the network.
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AUSTRALIAN FINTECH | 24TH OCT 2023

Making money move: The impact of FinTechs, innovation, and digital technology in B2B payments

Today, B2B trade faces a significant obstacle as many businesses continue to rely on disparate and unconnected software systems to handle different aspects of their operations.
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INSIDE FMCG | 27TH SEP 2023

Is your business using integrated payments? Adopt now or get left behind

The rise of digitisation in recent years has helped businesses transform the way they work.
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AUSTRALIAN FINTECH | 20TH SEP 2023

Spenda successfully launches its PayFac services

ASX-listed Spenda have announced that following an eight-month program of works, they have successfully­­­ launched their PayFac merchant payment services.
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FINTECH AUSTRALIA | 4TH APR 2023

Spenda – helping businesses work smarter and get paid faster

Today, B2B trade faces a significant obstacle as many businesses continue to rely on disparate and unconnected software systems to handle different aspects of their operations.
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AUSTRALIAN FINTECH | 22ND JUN 2023

Embrace digital transformation now or risk falling behind: Spenda

Today, digital transformation is no longer a forward-thinking option, but a necessity for all businesses aiming to maintain their competitive advantage.

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FRANCHISE EXECUTIVES | 19TH JUN 2023

Streamlining for success: How Carpet Court embraced digital transformation with Spenda

A partnership with Spenda has delivered impressive improvements to the Carpet Court business says the retailer’s Chief Financial Officer, Mark Hogan.

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AICM | 26TH APR 2023

How to make cash flow your tool for success

Inflation, rising interest rates and geopolitical uncertainty remain key threats to businesses as recent global events indicate that decades of relaxed monetary policy and poor risk management have left some companies over-exposed and over-leveraged.
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FRANCHISE EXECUTIVES | 19TH APR 2023

Why payment efficiency is crucial for the survival of your franchise network

As a Franchisor you implement many systems and processes that to help your franchisees run their businesses smoothly.



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SUPPLY CHAIN CHANNEL | 16TH MAR 2023

SMEs should leave the big banks behind to get ahead

While measures such as JobKeeper and the RBA’s Term Funding Facility (TFF) boosted cash flow and provided a safety net, it didn’t mean that every business needed to borrow at the time.

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FRANCHISE EXECUTIVES | 20TH FEB 2023

Why investing in new tech can give your franchise business a competitive edge

According to Bloomberg’s December 2022 survey of economists, the likelihood of a recession in 2023 stands at 70 per cent.

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SUPPLY CHAIN CHANNEL | 7TH FEB 2023

How to manage business cash flow in uncertain times: Spenda

According to KPMG’s recent CEO survey, 86 per cent of executives think there will be a recession in the next year. Despite this belief, over half (60 per cent) think it will be mild and short, and 76 per cent have a plan to deal with the impacts.
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AICM | 1ST FEB 2023

How to de-risk your supply chain and optimise the credit- to-cash process

Many companies benefited from a decade of low-interest rates and the fiscal policy measures put in place to minimise the impacts of COVID-19. However, these measures eventually had to taper.
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AUSTRALIAN FINTECH | 25TH JAN 2023

How to manage business cash flow in an uncertain economy

Understanding your working capital requirements, forecasting your cash flow, and taking proactive steps to boost your cash flow and minimise your expenses, will strengthen your business’s finances, even in an economic downturn.
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SUPPLY CHAIN CHANNEL | 13TH DEC 2022​

Spenda teams up with Carpet Court to roll out payment platform

Payments technology provider Spenda has announced that it will roll out its software and payments platform across the franchise network of flooring retailer Carpet Court.


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AUSTRALIAN FINTECH | 7TH DEC 2022

Carpet Court partners with Spenda to deliver optimised payments to their franchise network

Today, Australia’s largest retail floor covering specialist, Carpet Court and Australian Fintech, Spenda announce a partnership which will see the roll out of Spenda’s bespoke software and payments platform across the Carpet Court member network.
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FINTECH AUSTRALIA | 26TH OCT 2022

Australian FinTech Spenda offers cash flow relief to businesses as banks tighten the grip on lending

Banks remain the biggest business lenders, issuing over 90 per cent of Small to Medium Enterprise (‘SME’) loans in the past year, however recent banking decisions have forced businesses to look for funding options away from traditional bank lenders.
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AUSTRALIAN FINTECH | 4TH JUL 2022

Q&A with Spenda’s Chief Credit and Risk Officer, Corrie Hassan

Following on from Spenda’s recent announcement about securing a $50 million debt warehouse facility to bolster the company’s B2B lending capabilities, the team decided to share more about Spenda’s Credit and Risk Officer, Corrie Hassan.
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FINTECH AUSTRALIA | 4TH JUL 2022

Spenda announces company rebrand

Today, Spenda, a B2B payment and lending solutions provider, has announced a full company rebrand that represents and aligns the continued evolution and growth of the business.

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FINTECH AUSTRALIA | 31ST MAY 2022

Power your business growth with digital payment solutions

How digital payment technologies and process automation are helping businesses capitalise on stronger growth opportunities.



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AICM | 4TH MAR 2022

Smart practices to help you optimise your credit control and strengthen cash flow

When you’re running a large operation with hundreds of invoices processed each month, the resources required to manage your payments grow quickly, especially when ageing receivables become a problem.
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AUSTRALIAN FINTECH | 3RD MAR 2022

Global trends and opportunities in B2B payments:

Digital payments have helped businesses get paid safely and efficiently through the COVID-19 lockdowns and associated restrictions, but new challenges are arising as economies reopen.
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INSIDE RETAIL | 15TH NOV 2021

The budget alone won’t solve Australian businesses cash flow problems

Australian businesses now have the ability to turn their accounts receivables into cash faster, reduce credit exposure and get paid instantly.

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FINTECH AUSTRALIA | 4TH MAR 2022

Five Fintechs On Friday March 4, 2022

Earlier this year, it was announced that Spenda’s Parent Company, Cirralto, had been rebranded to become Spenda Limited (ASX: SPX).
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AUSTRALIAN CAR MECHANIC | 3RD MAR 2022

Supercharge your workshop’s efficiency with Spenda’s solutions

Keep your focus on growing your business and have Spenda’s workshop management software streamline your daily activities.

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INSIDE RETAIL | 15TH NOV 2021

Why you should offer extended payment terms to your business customers

Payment flexibility has been commonplace in B2C transactions for many years, and now, emerging payment technology is making this possible for B2B trade.
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AUSTRALIAN CAR MECHANIC | 15TH NOV 2021

Hey Mechanics & Technicians: Here’s How to Transform the Way You Manage Your Auto Workshop and Get Paid Faster

When you own a service business, a lot of time and energy is focused on booking, tracking and closing jobs, often using a manual system.


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INSIDE FRANCHISE BUSINESS | 9TH NOV 2021

Boost efficiency and cash flow across your franchise group with these innovative solutions

From head office, you will be working with franchisees across varying stages of maturity. Some owners may have a long history of owning and operating a business, while others may be starting out with their first venture.
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MICROSOFT NEWS | 5TH NOV 2021

Cirralto’s Spenda relies on cloud to help smooth business cashflow

“The cheque’s in the mail” no longer cuts it as an excuse – but late payments still plague Australian businesses. By some estimates as much as $77 billion worth of payments only arrive after a long wait.

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INSIDE RETAIL | 4TH NOV 2021

BNPL: It’s been a hit for consumers and now businesses get their turn

Buy now pay later (BNPL) services have quickly become commonplace for consumers. Company reports for ASX-listed BNPL providers outline that the value of BNPL transactions grew by 55 per cent in 2019-20.

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INSIDE FMCG | 27TH OCT 2021

Fancy spending less time chasing late invoice payments? Here’s how:

Overdue invoices can be crippling to a business’s cash flow. Not only is it difficult to continue operating when payments are outstanding, but chasing up debtors takes time and often involves several manual and disjointed processes.
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AICM | 27TH OCT 2021

The future of business finance: How to fund your business growth with on-demand lending solutions

Strong cash flow is critical for any business. Without it, businesses will have difficulty meeting their regular expenses, let alone have the capital to make larger investments in growth.

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INSIDE RETAIL | 20TH OCT 2021

The benefits of financing your business growth

You have to spend money to make money. It’s a phrase most people know well, especially when you own or run a business.



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INSIDE RETAIL | 14TH OCT 2021

Suppliers: How to get your retail business customers to pay you quicker

Options such as buy now, pay later (BNPL) services were first introduced to business to consumer (B2C) transactions, giving customers the ability to access products & services they need today while paying at a later date or over a series of instalments.
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INSIDE FMCG | 14TH OCT 2021

How to get paid on time and grow your wholesale business faster

As a supplier, wholesaler or distributor in the Fast Moving Consumer Goods (FMCG) sector, your business likely deals with a high volume of B2B payments.


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INSIDE FRANCHISE BUSINESS | 5TH OCT 2021

The benefits of an integrated payment solution for franchise businesses

Franchise businesses deal with many suppliers and customers each day. Whether the day involves ordering stock, moving inventory or sending invoices, there are a range of challenges and inefficiencies that can arise along the way.
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INSIDE FMGC | 14TH SEP 2021

Why getting paid on time is critical for your business

Late payments aren’t new to Australian businesses. For many businesses, having almost $40,000 in outstanding invoices is the reality of operating, but it doesn’t have to be the case.

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FINTECH AUSTRALIA | 10TH SEP 2021

Five Fintechs On Friday


The Finnie Awards is going virtual again! We are excited to bring everyone together for the evening on October 13, 2021 (5:45 pm – 7:00 pm AEST) to celebrate the many successes in the Australian fintech industry!

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INSIDE FMCG | 1ST SEP 2021

How B2B finance options are boosting cash flow across the supply chain

As technology develops, the innovations in B2B payments also continue to evolve.

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INSIDE FRANCHISE BUSINESS | 24TH AUG 2021

Getting paid faster: a guide for franchise head offices

Franchise head offices have a significant impact on the strength of the entire franchise group.
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INSIDE FRANCHISE BUSINESS | 13TH AUG 2021

How flexible payments & smart digital tools can transform your franchise business

Running a franchise network requires alignment of brand, products and services, and systems and processes.
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INSIDE SMALL BUSINESS | 11TH AUG 2021

The difference between working capital & cashflow & how to better manage them

Cashflow is critical for businesses, but there’s another major piece of the puzzle you need to get right as well: working capital.

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AUSTRALIAN FINTECH | 6TH AUG 2021

Innovations shaping the future of B2B payments

In Australia’s current B2B landscape, one of the biggest issues impacting businesses across the entire supply chain is late payments.
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FINTECH AUSTRALIA | 5TH AUG 2021

Spenda Member Spotlight – Innovations in Australia’s payment subsector

Traditionally, businesses choose multiple software solutions to run each aspect of their business. However, these systems often don’t communicate well with each other.
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AICM | 28TH JUL 2021

Future-proof your business with digital tools & integrated payments

With measures such as the Federal Government’s JobKeeper Payment Scheme ending on 28 March 2021, a slight cooling in the country’s economy wouldn’t have been a surprise.
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INSIDE SMALL BUSINESS | 27TH JUL 2021

How to deal with late payments without the fuss

Late payments are an ongoing problem for Australian businesses. If you’re a business owner, you’ve probably seen the statistics and felt the effects of these in your own business.
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FINTECH TIME | 5TH JUN 2021

Top 5 Fintechs in Australia’s Booming Paytech Scene

Australia’s fintech sector is growing rapidly and becoming a driving force for innovation in the region. At last count, there are over 700 fintech companies in the country.

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Industry Memberships

Spenda is a member of the Franchise Council of Australia
Spenda is a member of the Australian Institute of Credit Management
Spenda is a member of FinTech Australia
Spenda is a member of Australian Fintech
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