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Spenda
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Payment methods
& options

Offer customers more ways to pay and get paid faster.

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Accept all major credit and debit cards

Providing your customers with the option to pay by card enables them to extend their payment terms, enjoy added convenience and security, and earn reward points.

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Card acceptance will vary based on services delivered. Payment terms and points are dependent on the terms offered by individual credit card providers.

Woman using various online payment methods

Access third-party finance

Have greater control over your payments with access to an unsecured line of credit. With enhanced security and customisable spending limits, your business can manage expenses, enjoy extended payment terms, and optimise working capital, while staying protected against fraud.

Make secure bank transfers

Seamlessly send and receive electronic bank transfers. Spenda customers can easily pay their invoices using their bank account as a preferred payment method.

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Use early settlement discounts

Offer early payment discounts to your customers and improve cash flow by reducing the time and cost of collecting payments.

SMART PAYMENT TECHNOLOGY
Customise payments your way
Payment Widget
Pay by link

eCommerce Payments

Easily integrate our payment technology into your eCommerce platform. Accept a wide range of flexible payment options and deliver a frictionless payment experience to your customers.

Contactless mobile payments

Accept payments safely and securely without exchanging credit card details or requiring the customer to be physically present. Save costs and remove the need for physical payment terminals.​

Woman making online purchase using a payment widget
Woman paying an invoice through an emailed link

Fees and charges

Payment Method Card Processing Fee Transaction Fee Refunds Chargebacks
Terminal / In-Store Payments
Visa Debit/Credit Card From 1%* N/A $0.30 $25.00
Mastercard Debit/Credit Card From 1%* N/A $0.30 $25.00
EFTPOS $0.30 $0.22 - $1.00 $0.30 $25.00
Online Card Payments
Visa Debit/Credit Card From 1.5%* $0.30 $0.30 $25.00
Mastercard Debit/Credit Card From 1.5%* $0.30 $0.30 $25.00
Bank Account Payments From 1.5%* $0.30 $0.30 $25.00

* From pricing is based on Spenda standard rates. For a bespoke rate, please contact our Sales Team.
All fees are charged per transaction and shown in AUD. These values may vary depending on transaction volume.
Card acceptance will vary based on services delivered. Payment terms and points are dependent on the terms offered by individual credit card providers.

Get started with Spenda today

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Industry Memberships


Spenda is a member of Australian Fintech
Spenda is a member of FinTech Australia
Spenda is a member of the Franchise Council of Australia
Spenda Pay
  • Spenda Pay
  • Supply Chain Lending
Spenda Retail
  • Spenda Retail
  • Quote Management
  • Service Management
Spenda Ledger
  • Spenda Ledger
  • Security & Compliance
Company
  • Our story
  • Work for us
  • Partner programme
  • Spenda in the news
  • Media resources
  • Investor centre
  • Contact us
Resources
  • Blogs & insights
  • Guides and case studies
  • FAQs

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